Our Services

Our Services | MediLoan Services | Loans from R10,000 to R5 Million at 5% APR

Our Financial Services

Comprehensive lending solutions tailored to South Africans — from home ownership to business growth, medical expenses to education funding. Transparent rates starting from 5% APR, fast approvals, and terms that work for you.

Loans from R10,000 to R5 Million
Property Finance

Home Loans

Make your dream home a reality with our flexible home loan solutions. Whether you're a first-time buyer, upgrading, or renovating, we offer competitive rates and terms tailored to your financial situation.

  • Up to R5,000,000
  • Fixed rates from 5% APR
  • Terms up to 30 years
  • Pre-approval within 24 hours
Apply for Home Loan
Growth Capital

Business Loans

Fuel your business growth with our tailored financing solutions. From startup capital to expansion funding, we provide the working capital you need to succeed.

  • R50,000 – R5,000,000
  • Working capital & equipment finance
  • Terms up to 7 years
  • No collateral required*
Apply for Business Loan
Quick Cash

Small Online Loans

Quick, convenient, and entirely digital. Our small online loans are perfect for unexpected expenses, bridging finance, or short-term cash needs.

  • R1,000 – R50,000
  • Same-day approval & funding
  • 100% online process
  • Minimal documentation
Apply for Small Loan
Health Support

Medical Loans

Don't let medical expenses catch you off guard. Our medical loans cover hospital bills, surgeries, dental procedures, medication, and recovery support.

  • Up to R300,000
  • No upfront payment required
  • Quick approval for emergencies
  • Direct payment to hospitals
Apply for Medical Loan
Education Fund

School Loans

Invest in your child's future with our affordable education financing. Cover tuition fees, textbooks, uniforms, transport, and even student accommodation.

  • Primary to tertiary education
  • Tuition, books & supplies covered
  • Affordable monthly payments
  • Quick approval before term starts
Apply for School Loan
Auto Finance

Vehicle Loans

Drive your dream car with our competitive vehicle financing. Available for both new and pre-owned vehicles, with flexible terms and low interest rates.

  • Up to R800,000
  • New & used vehicles
  • Terms from 12 to 72 months
  • Rates from 5% APR
Apply for Vehicle Loan
Urgent Relief

Emergency Loans

Life is unpredictable. When unexpected expenses arise, our emergency loans provide fast funding to help you through any crisis — from urgent home repairs to funeral costs.

  • Same-day processing
  • Funds in hours
  • Minimal documentation
  • Compassionate approval process
Apply for Emergency Loan
Simplify Payments

Debt Consolidation

Take control of your finances by combining multiple debts into one affordable monthly payment. Lower your interest rates and reduce financial stress.

  • Combine credit cards, store accounts & loans
  • Lower rates to as low as 5%
  • Single monthly payment
  • Free debt assessment available
Apply for Consolidation

Loan Repayment Calculator

Calculate your monthly payment at just 5% APR
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*Estimated for illustration only. Fixed rates from 5% APR available to qualified applicants.

Why Choose MediLoan Services?

Built on trust, driven by purpose — since 2017

Low Rates from 5% APR

Competitive fixed interest rates with no surprises — just affordable lending in South African Rands.

Fast Approval

Most applications reviewed within 2-6 hours. Get a decision before the day ends.

NCR Registered

Fully compliant with South Africa's National Credit Act. Your rights are protected.

100% Digital Process

Apply online from any device. No branches, no queues — just a simple digital form.

No Hidden Fees

Transparent terms, no surprises. What you see is what you get.

Flexible Terms

Repayment plans that suit your budget — from 1 month to 30 years.

Ready to get the funding you need?

From R10,000 to R5 Million — fast approvals, transparent terms, and a partner you can rely on.

Apply for a Loan Today
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